Privacy Policy
Last updated: January 15, 2026
At Hirauiotj Inc., we take the privacy of our clients and website visitors seriously. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.
1. Information We Collect
We collect personal information that you voluntarily provide when using our services, including your full name, email address, phone number, mailing address, and financial details relevant to your consultation. We may also automatically collect technical data such as IP addresses, browser type, operating system, referring URLs, and interaction patterns through cookies and similar tracking technologies. When you submit inquiries through our contact form, we collect the name, email, and message content you provide. We do not collect sensitive personal information (such as health data or biometric identifiers) unless explicitly required for a specific service and with your informed consent.
2. How We Use Your Information
Your personal information is used to provide and improve our financial literacy consulting services, respond to your inquiries, personalize your experience on our website, send relevant communications (with your consent), comply with legal and regulatory obligations, and protect against fraudulent or unauthorized activity. We process your data only for purposes that are reasonable and directly related to the services you have requested or consented to. We do not sell, rent, or trade your personal information to third parties for marketing purposes.
3. Legal Basis for Processing
Under PIPEDA, we rely on meaningful consent as the primary legal basis for collecting and processing your personal information. In certain circumstances, we may process data without consent where permitted by law, such as for fraud prevention, legal proceedings, or when the information is publicly available. We ensure that consent is obtained in a manner appropriate to the sensitivity of the information being collected.
4. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable law. Financial consultation records are retained for a minimum of seven (7) years in accordance with Canadian securities regulations. When personal information is no longer needed, we securely destroy, erase, or anonymize it using methods appropriate to the sensitivity of the data.
5. Disclosure to Third Parties
We may share your personal information with trusted service providers who assist in operating our website and delivering our services (e.g., hosting providers, email platforms, analytics tools). These parties are contractually bound to protect your data and use it solely for the purposes we specify. We may also disclose information when required by law, court order, or regulatory authority, or to protect the rights, safety, or property of Hirauiotj Inc. or others.
6. Your Rights
Under Canadian privacy law, you have the right to access your personal information held by us, request correction of inaccurate or incomplete data, withdraw your consent to the processing of your data (subject to legal or contractual restrictions), and file a complaint with the Office of the Privacy Commissioner of Canada. To exercise any of these rights, please contact our Privacy Officer at privacy@hirauiotj.com. We will respond to verified requests within 30 calendar days.
7. International Transfers
Your personal information may be stored or processed in jurisdictions outside of Canada where our service providers are located. In such cases, we take reasonable steps to ensure that your data receives an equivalent level of protection as it would in Canada, including through contractual safeguards and data processing agreements compliant with PIPEDA requirements.
8. Security Measures
We implement robust technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit and at rest, secure access controls, regular security assessments, and employee training on data protection practices. Despite these measures, no method of transmission over the Internet is entirely secure, and we cannot guarantee absolute security.
9. Changes to This Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically. Continued use of our website and services following any changes constitutes your acceptance of the revised policy. For material changes, we will endeavour to provide notice via email or a prominent notice on our website.
10. Contact Information
If you have questions, concerns, or complaints regarding this Privacy Policy or our data handling practices, please contact us at: Hirauiotj Inc., Privacy Officer, 200 Bay Street, Suite 1100, Toronto, ON M5J 2J1, Canada. Email: privacy@hirauiotj.com. Phone: +1 (416) 555-0192.